Its funny how people have different experiences of places. When we went to Carcraft we had a pretty bad experience and encountered a highly rude salesman! :o/
Can't wait to see the piccies though :o)
I want a new car, u guys couldn't possibly buy me a new car could ya ;)
I don't want to put a downer on it, but have you looked at your interest rate? My experience of carcraft (post sales) left me feeling a bit stupid. I'd paid for the car for a year, plus the 3 year extra warranty (later realised that cost me +£1000), paid £250 a month and came away with about £200 of the car paid off at the end of the year.
Was... bemused, and horrified at the same time.
We're aware of the interest rate and all of the additional costs, but we can afford it, it gets us a "new" car, and it offers us a lot of protection.
I appreciate your concern though! :o)
Congratulations on the new car, but really you should have bought my 306 :P
That's all well and good, but would you have given us a good finance deal, 5-year warranty and a vehicle replacement policy?
I also don't think we could have afforded the insurance on a sporty 1.8! :o)
You mean like this one????? *grin* GOOD CHOICE :o) The 6 CD interchanger and air con did it for me - as well as the gorgeous colour (hey, I *am* female after all!!)
PS - I hate to say this but Phil's Megane was from Carcraft and he got ripped off pretty badly as well :o|
Thats the one (though ours is a slightly different colour. will post piccies soon)
In what way did Phil get ripped off?
We didn't get pushed in to more than we can afford and its the only way we could afford a new car..
was it like pat said the not having much paid off by the end of the first year?
if you'd rather not discuss via comment email us? caroline @ lil-miss-moo.org (without the spaces)
btw sorry we couldnt meet earlier
I don't know the intricacies of your particular situation with regards to the finance, but I know that a good proportion of Car Finance deals can have expensive hidden costs and penalties for things like wanting to settle the balance early.
We asked all those questions at the time.. I dont think (unless we win the lottery) that we'd be in a position to try and pay the balance off..
However should we want to pay of extra one month or another, we can do this and it will reduce the time (i.e if we payed an extra £100 per month we'd reduce the monthly payments from 60 (5 yers)to 54 (4 years and 6 months) etc. )
It's something we'd need to look into should we ever be in that position.
As for now the finance deal is affordable and we're happy with it so far and as far as we are concerned we could quite likely be with this car for the whole 5 years.
Oh you didn't get the sapphire blue??? Am looking forward to pics!!
Phil got ripped off basically on the interest rates etc and the add-ons that they try to skirt over really quickly. When he got the paperwork home and analysed it a bit, he decided to take out a bank loan to pay off the Carcraft Credit as it was SOOOO much cheaper in the long and short term! In fact, the price he paid for the car was pretty astronomical. I was looking for my Peugeot at the same time he got his Megane and the price difference between the one I bought from City Motors and the same one in Carcraft - was about 2K!!! And they were not very interested in helping me as I was paying cash and didn't want their finance!!! :o(
Anyway, like you said, it's a very convenient way to buy a nice shiny new car quickly - so I guess if it suits you, then that's brilliant! And I know neither of you are daft and will have looked into all the small print etc - so all I say now is .... ENJOY!!!!!
And no worries about meeting - will do it another time instead :o)
thanks for letting us know ;o)
We know that the interest is quite high.. but it was the only way we could afford a car such as this..
I don't think we'd have had the chance of going to a smaller dealer as it would have been highly unlikely we'd have got finance (due to some probles dave had in the past).
We did go for the extended warranty but that was more us being over cautious and we did ask questions i.e. paying more and paying off early.. They've said that if we pay off extra on a month it'll deduct time from the deal.
We are happy with what we've go so far.. and hopefully we'll be keeping this car for a *long* time so shouldn't encounter any problems ;o)
oh and don't worry we *will* enjoy - will post the piccies tonight - This means a *lot* to Dave cos his past few cars have had to be "make do" ones.. The fact that he's got a shiny all singing all dancing one has got him grinning from ear to ear.. it's also made him happy that we go finance, cos its proving that his previous problems are well and truly in the past ;o)
I understand the finance issue completely as I too had debt problems in the past (as a student mainly) which means that I probably couldn't get conventional car credit either. I'm lucky that I work for a Local Authority and am an essential car user as we are entitled to REALLY LOW RATE loans from work for buying a car - no credit check as the payments come straight out of our salaries!!! *grin* I got lucky as my last 3 cars were from "guaranteed finance" places and cost the earth!!!
Phil has no credit problems whatsoever and I still wish (as does he) that he'd gone elsewhere and got a cheaper deal - but hey ho - he got a nice new car in one afternoon whereas I had to wait about 2 months for mine from City Motors!!
Glad you're both happy with the car - I do loads of driving to and from work and also during my working day - so it was important for me to have a car that made me happy - and the 206 GLX really does it for me too :o)
You know, I think ours are the same colour after all... looking at the colours that are available.
I think the picture you posted doesn't convey the blue-ness that well. Was the pic taken in the evening? :o)
uhhmm - it may well have been taken in the evening - I can't remember - but it *was* a dull day - New Years Day in Scotland - so yeh, the light wasn't fantastic! The colour is called Sapphire blue and is more of a blue topaz colour! I think the only other blue in that model is a much darker (and non-metallic) one!
I looked at your post earlier but the picture wasn't showing up!!
Nice car. It was obviously meant to be!
I mean, with the coincidences...